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Construction Executive Retirement Savings 

With over 3,000 active and deferred members, CERS is an umbrella scheme providing pension and protection benefits to individual employers in the Construction and Related Industries. Through its flexible structure, CERS can meet the particular needs of each Employer and Member by providing bespoke and varying pension solutions for each participating employer.

Benefits of CERS at a glance

Competitive charging structure with no charges on transfers in or out of CERS. No additional charges for standard expert legal and actuarial advice. 


Full range of retirement options available. For members who choose the pension route, CERS offer not for profit discount rates when converting fund values to pension.

CERS is a Master-trust arrangement with an independent Trustee Company. This removes the burden of time and cost for employers and provides peace of mind at no extra cost. It is an easy process for an Employer to set up a new CERS arrangement.

Wide range of investment choices including a Multi Asset Fund Please refer to www.cers.ie/funds for details of the various investment options available and charges applying.

A Lifestlying investment option offering a de-risking strategy for members as they approach retirement.

A safe and secure platform providing 24/7 Member On line access to their account information and values.

An interactive online pension projection calculator. This is a tool to help members estimate what their projected benefits would be at retirement based on the current level of contributions to the Scheme.

Experienced CERS staff are on hand to provide employers and members with comprehensive information through our easy to understand documentation, staff presentations and one to one meetings.

Choose from various levels of protection which can include benefits on death in service such as a lump sum benefit, a spouse’s/dependant’s pension and a children’s pension at competitive premiums

Normal retirement age can be between age 60 and 70. Early retirement is generally possible with the employer's and/or trustees' consent from age 50 onwards.

To visit our website please click here


The quality and level of service we have received from CERS in relation to our pension arrangement has been of a very high standard. They are professional, accurate and timely and are responsive to our requests. Our CERS Consultant and Administrators are always available to answer any question that I or other employees may have.
Billy Coyne, Financial Director, Purcell Construction Limited
CERS has provided Collen Construction Ltd with a Defined Contribution pension scheme for many years. Over that time, we have found CERS easy to work with offering a professional yet personalised approach, thereby ensuring that we receive a high standard of service in relation to our pension scheme. CERS advisers have excellent knowledge of the various issues facing pension schemes today and into the future. I would have no hesitation in recommending CERS.
Kara Stuart, Company Secretary, Collen Group Limited
We cannot praise the CERS website enough because the information provided is easily understood and up to date. As an employer and as an individual member of CERS, I along with other members of CERS from our company make extensive and regular use of the website.
Kevin Hughes, Financial Controller/Company Secretary of the Gem Group
Mercury Engineering have used CERS to manage our Defined Contribution pension plan for a number of years. At all times we have found CERS to be a thoroughly professional and competent organisation and we greatly appreciate and value the advice and guidance they provided during these challenging times for pensions.
Séamus Noonan, Financial Controller, Mercury Engineering